According to a recent article by CNN writer Blake Ellis, there have been reports of extreme methods of harassment that have been employed by creditors collecting debts from debtors in the United States.
Fair Debt Collection Practices Act, collectors are prohibited from threatening violence, using profane language, calling incessantly, inflating a debt and implying they are attorneys. And they can’t tell consumers they will arrest them or garnish their wages or property unless they actually plan to take that action and are legally able to do so through a court order. Many states have their own rules governing debt collector practices as well.
The situations she reports about in her article are shocking and also illegal under the Fair Debt Collection Practices Act. They range from creditors threatening to have debtors arrested and having child protective services taking away their children to posing as false law firms. One of the more extreme cases Ellis mentions is of the debt collection agency Rumson, Bolling & Associates, where their collection agents “threatened to dig up the bodies of debtors’ deceased children and hang them from a tree or drop them outside their door if they failed to pay their funeral bills.”
It is unfortunate that there are collection agencies in existence who do not act professionally and use extreme tactics to collect debt. In situations like these, it is important for a debtor to know his or her rights and options on how to handle these types of situations. If you are in a situation similar to those mentioned above and need assistance to have the harassment cease, one of the best solutions is to contact an attorney.
The Law Office of John Iaccarino has been assisting clients with creditor harassment cases for over 20 years. Our attorneys understand the stresses each of our clients face and always provide our clients with the best solutions on how to resolve their financial problems.
Our firm offers free 30-minute in-person consultations with one of our attorneys at our office in Burlingame, CA. If you would like to make an appointment, please do not hesitate to contact us at (650) 348-3400 or email: firstname.lastname@example.org